Monday, April 13, 2009

Yard Sale Today = Ginormous Snowflake!

I snagged a huge snowflake today in the form of a yard sale for one of my playgroups. I sold a bunch of extra baby items to the tune of (drum-roll, please!)...

$300 BIG ONES!

Woo-Hoo!

I have to admit, I was not happy about the effort I had to put in when I was sorting and pricing everything last night, but when I cashed out at $300, those couple of hours were totally worth my time!

Lesson learned... get off my butt and put in the effort to get rid of stuff! It will be worth it when that cold hard cash is in my hand!

Friday, April 10, 2009

Today's Snowflake from Time Warner!

I want to start by saying that I hate Time Warner Cable with every fiber of my being. For years they were our only option for internet service. They sucked royally. Constant outages, slow internet, crappy customer service. Then we moved in March, and we finally had options! But we decided to just transfer our Time Warner and see how it went. I think it was a moment of temporary "impairment" on my part.

So after 3 no-show installation appointments and even more crappy customer service, we gave Time Warner the boot and switched to FiOS. So much better!

Today's snowflake: A refund from Time Warner. Apparently you pay in advance for service, so since we canceled mid-month we received a $35 check in the mail today. Nice!

Thursday, April 9, 2009

Opinion Outpost - Paid Online Surveys

Opinion Outpost is another snowflake source I've been using for a few weeks with great results.

From what I've heard, most online surveys are crap and not worth the time. They "pay" you with entries into drawings and other intangible incentives like that. Opinion Outpost came highly recommended by another Dave Ramsey fan so I decided to check it out.

I like Opinion Outpost because they pay cash (well, by check, not actual dollar bills) for surveys. Now that's more my speed... cash as opposed to an entry into some quarterly drawing where eight bazillion other people are also entered.

The surveys come frequently, too, which is nice. A lot of companies who actually pay for surveys seem to send them once every couple of months. So you're just kind of sitting around with no surveys most of the time, which means fewer snowflakes. So far, Opinion Outpost seems to send at least one survey every couple of days.

The bottom line - You definitely won't get rich from Opinion Outpost, but for a couple of minutes of answering simple questions, you can earn about $15-20 per month. Not too shabby. That's what the snowflake hunt is all about... little bits of cash that add up!

Wednesday, April 8, 2009

YouData - Get Paid for Your Attention

For the last couple of weeks I've been using YouData as a source of snowflakes. It's legit, and super-easy.

Basically you take a couple of minutes to look at a few ads. You get paid to look, and you also get paid to click through to the site being advertised. They're all popular, legitimate companies (so far I've seen Banana Republic, Piper Lime, Land's End, eBay, etc.), so no weird sites that are run by some dude in his mom's basement.

They pay every Friday. Currently, they only pay via PayPal, but that's no problem 'cause I loves me some PayPal.

I've averaged about $5 per week, but for a total of maybe 3 minutes worth of looking around the internet, that's not bad. Adds up to around $20 per month. Nice little snowflake with no effort.

What in the name of Frosty is a "Snowflake"?

The basics: A snowflake is a bit of extra cash you come across. Snowflakes can be defined by whichever qualifications fit your budget and lifestyle... extra cash earned from selling junk in your closet, coming in under budget on your monthly bills, rolling the 90 lbs. of spare change in that jar. Any extra bit of cash you can scrape together by any (legal) means necessary is a snowflake. Like a real snowflake, this extra cash may not necessarily be significant by itself.

But throughout the month, snowflakes add up and form a cash "snowball"! So what's a snowball? A snowball is an extra wad of cash you can throw at debt, or save up, or pay cash for something that 99% of the US population would normally charge on a credit card... whatever your needs might be that month.

The point is, little bits of cash may not seem like much as they're "snowing" down, but at the end of the month when you tally it up, you can find yourself with hundreds of dollars you wouldn't otherwise have.

This blog is about my personal quest for snowflakes. Why? Well, before I knew better (i.e.: read a Dave Ramsey book and realized how lame debt is), I bought a brand new mini-van, fully financed. I love my van, but when I realize how much I overpaid, how much interest I'll be paying, and for how long I'll be paying hundreds of dollars every month... well, I want to hurl.

So my mission in life right now is to pay off my van like yesterday. Hence my quest for snowflakes.